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Title Insurance

An insurance agent holding a pen and a miniature house.

Crimmins Title’s Title Insurance offers peace of mind to buyers, lenders, and all involved stakeholders alike. Within the intricate landscape of real estate transactions, Owner’s Title Insurance and Mortgage Title Insurance fortify the interests of stakeholders. Owner’s Title Insurance stands as a shield. It protects the buyer by addressing potential challenges or discrepancies linked to the property title. Simultaneously, Mortgage Title Insurance takes on the role of a crucial protective layer for lenders. It mitigates risks and ensures a secure financial position throughout the transaction.

An Owner’s Policy fully protects the buyer should a problem arise with the title that was not found during the title search such as:

  • Errors or omissions in deeds
  • Mistakes in examining records
  • Forgery of signatures or documents
  • Undisclosed heirs or rights holders

These safeguards contribute significantly to the seamless and secure navigation of the complexities inherent in real estate transactions.

Protect Your Investment

Mortgage Title Insurance ensures the lender in a purchase or refinance transaction that they have a valid lien on the property. A new policy is viewed whenever a new mortgage is placed on the property.

Here are some more examples of hidden defects that our services can find before closing.

  1. Forgery.
  2. Fraud in connection with the execution of documents.
  3. Undue influence on a grantor or executor.
  4. False personation by those purporting to be owners of the property.
  5. Incorrect representation of marital status of grantors.
  6. Undisclosed or missing heirs.
  7. Will not properly probated.
  8. Mistaken interpretation of wills and trusts.
  9. Mental incompetence of grantors.
  10. Conveyance by a minor.
  11. Birth of heirs subsequent to the date of the will.
  12. Inadequate surveys.
  13. Incorrect legal descriptions.
  14. No-delivery of deeds.
  15. Unsatisfied claims not shown on the record.
  16. Deeds executed under expired or false power of attorneys.
  17. Confusion due to similar or identical names.
  18. Dower or curtesy rights of ex-spouse or former owners.
  19. Incorrect indexing.
  20. Clerical errors in recording legal documents.
  21. Delivery of deeds after the death of a grantor.

Professional Title Insurance Services

We provide Services to:

  • Home Sellers
  • Home Buyers
  • Real Estate Agents
  • Mortgage Brokers
  • Lenders
  • Attorneys
  • Builders
  • Developers 

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